Burial insurance with Hepatitis C Reviewed
condition Underwriting Highlights
NODLB.COM Difficulty RATING
If you are considering purchasing Burial insurance with Hepatitis C, you have landed in a good place. This review will briefly address the policy’s financial ratings and offerings, underwriting niches, pricing, and alternatives.
Here’s What You Need To Know About Burial Insurance With Hepatitis C
If you are here researching burial insurance for yourself or a loved one that suffers from Hepatitis C, you already know that it is a serious condition.
This seriousness is reflected in burial insurance pricing. Marketwide , there are no carriers that won't ask you about Hepatitis C. Further, there is a very limited number of carriers who not default to a "graded" or "modified" offer. Rare as it is, the fact that it's possible to qualify for immediate "day 1" full benefit with Hep C is incredible.
How Do Burial Insurance Firms Underwrite Hepatitis?
Below, we will go through the likely underwriting outcomes of a hepatitis C application. No matter the option tat you ultimately qualify for, there will be no medical exam requirement. Rather, the underwriting will be based on your answers to the application questions and your prescription medication history.
Hepatitis-related Health Questions
Burial carriers ask questions regarding liver disease/hepatitis C without exception. While the phrasing may change, the general questions are as follows:
- Have ever suffered from liver disease / Hepatitis C during your life? Yes/No
- Have you received treatment for liver disease / hepatitis?Yes/No
- If Yes please provide dates
Note that carriers may use "liver disease" as a catch all.
Note also, that a few burial insurance firms ask questions only about Hep. C. They won’t have a problem if you have Hep. A or Hep. B.
Medications Used For Hepatitis
As stated earlier, final expenses firms track all medications on your prescription history. The list given below contains details of commonly used hepatitis medications. In case you’re using any one of them, they will view you as someone diagnosed with hepatitis.
Thank you for choosing NODLB.com to research policies about Burial insurance with Hepatitis C. Should you have any questions, please do not hesitate to call or send over an email.